life is not easy..it's not as simple as doin' mathematics calculation..
sumtimes i wonder how happy i am in my childhood time.i dun have to worry 'bout anything
. when i ask for money, i'll get it, when i ask for food, ibu will cook for me..i also appreciate my teenage time where i can hang around with best buddy, have fun all the time with friends and there is no need to worried bout lack of money or lack of food, or lack of garment..sumtimes we juz ask the money without thinkin of how hard to find it..even a single cent..and wut is more terrible is, we can juz blindly spending for anything that we want without thinking that we really need it or not..
but now, i'm growing..transform to be a lady. a young lady..i already have my own career.and to this point i starts to think to own a brand new car, to own anything that i want..to this point also, everyday i am headache-ly calculating all the expenses for da month, make a saving , give some to ibu and so on..and to this point, i realise how important to classify the things that we really need and the things that we just want..i from now on, i learn to be stingy..becoz life is neva easy..
LIFE IS NOT EASY
1 orang cakap:
keep it simple saja boss..hehe
saya buat camni..duit gaji yang saya dapat, saya bahagi 3.
1) 70% perbelanjaan bulanan.
2) 20% simpanan jangka pendek(simpanan yang boleh cucuk duit bila2 masa i.e maybank, hsbc, bank rakyat "saya mesti piley" ^_^ etc).
3) 10% simpanan jangka panjang / pelaburan untuk hari tua (ASB, Public Mutual, CIMB etc)
ini cara saya..tak perlu ikut pun takpa..
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